understands the risks unique to businesses which transport warehouse products. Accordingly, we write insurance for wholesale distributors including but not limited to Food and Beverage products. These coverages include:

• General Liability
• Liquor Liability
• Fleet Vehicle
• Building and Personal Property
• Worker’s Compensation

We also provide the following industry coverages:

• Business Income/Extra Expense – To cover loss of income after a fire or other disaster/unanticipated expenses of staying in operation after such a disaster
• Property in Transit – For lost, stolen or damaged food shipments
• Spoilage – For both refrigerated/stored and in-transit food products
• Contamination – Against the risks of food poisoning

In addition, our risk management specialists can work with clients to improve food and beverage distribution and handling safety practices, from fleet safety to safe lifting and loading procedures. That’s because beyond writing insurance, we act as business consultants, working to lower client risk levels, reduce the costs of insurance, and protect every facet of the wholesale distribution business.